What Is The Average Interest Rate On A Car Loan Right Now In March 2025 automotive site Edmunds listed the average car loan interest rate for February 2025 as 7 2 APR for new car loans and 11 3 APR for used car loans
Getting a great deal on your used car loan interest rate is an excellent way to save money We ll show you the average rates available and some strategies to help you find low rates Get the Car Loan That s Right for You Apply for financing today and get up to four offers We ve rounded up the current average interest rates for new What to know first The current auto loan annual percentage rate APR ranges from about 4 percent to 30 percent Average auto loan interest rates sit at 7 42 percent for a 60 month new car loan
What Is The Average Interest Rate On A Car Loan Right Now
What Is The Average Interest Rate On A Car Loan Right Now
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The current average auto loan interest rates across all credit profiles range from 5 25 to 15 77 for new cars and 7 13 to 21 55 for used cars For example the average car loan interest rate for people with a 730 credit score is 6 70 percent for new cars and 9 63 percent for used cars while those with a credit score of 550 can expect an
Average Car Loan Interest Rates by Credit Score Average rates vary widely from the lowest credit scores to the highest According to data from Experian s State of the Automotive Finance Market report for the third quarter of 2024 the average APR for a new car loan was 5 08 for super prime borrowers with excellent credit These are the average auto loan rates by state as determined by Edmunds data Click on a state to view the APR for different vehicle types Use the toggle to see the avg used car loan rates and
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What is the current average interest rate on a car loan Auto loan interest rates fluctuate based on economic conditions and lender policies As of early 2025 the average interest rate is around 7 5 for new cars and 11 8 for used cars though your actual rate will depend on your credit score duration of your loan and lender To understand what car loan interest rate you might qualify for based on your credit score check out the average rates below for different credit tiers Excellent 750 850 2 96 percent for
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