What Is A Good Interest Rate For Buying A Car Right Now

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What Is A Good Interest Rate For Buying A Car Right Now In March 2025 automotive site Edmunds listed the average car loan interest rate for February 2025 as 7 2 APR for new car loans and 11 3 APR for used car loans

Interest rates are less of a problem for well qualified borrowers who can afford a new vehicle and choose to buy used instead but analysts say high rates may force used vehicle buyers with limited means and a subprime credit score to lower their expectations and downsize or shop for older higher mileage cars and trucks A car is an expensive purchase but choosing the right lender can save you thousands of dollars in interest charges and fees Plus you want your car shopping experience to be easy and transparent

What Is A Good Interest Rate For Buying A Car Right Now

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What to know first The current auto loan annual percentage rate APR ranges from about 4 percent to 30 percent Average auto loan interest rates sit at 7 42 percent for a 60 month new car loan What s a Good Auto Loan Interest Rate Right Now As of November 2022 car buyers with excellent credit can net an interest rate of 9 31 on a new car on average according to MyAutoloan Lower

For example the average car loan interest rate for people with a 730 credit score is 6 70 percent for new cars and 9 63 percent for used cars while those with a credit score of 550 can expect an In March 2025 automotive site Edmunds listed the average car loan interest rate for February 2025 as 7 2 APR for new car loans and 11 3 APR for used car loans

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Trade in When you buy a new car dealers give you the option of trading in your old car to cover part of the costs of buying If your old car is worth 10 000 and the new car is worth 20 000 your trade in would reduce the cost of the new car to 10 000 You can view the value of your trade in almost like cash as a down payment A good interest rate for a 72 month car loan could depend on whether the car you re buying is new or used the amount you plan to finance and your credit scores

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What Is A Good Interest Rate For Buying A Car Right Now - What to know first The current auto loan annual percentage rate APR ranges from about 4 percent to 30 percent Average auto loan interest rates sit at 7 42 percent for a 60 month new car loan